Overnight Payday Loans

Quick & Easy Online Loan Application

Our application takes just five minutes and can be completed from any computer, at any time.

No Credit Checks!

Bad credit or no credit – it doesn’t matter with LoanToCoverDraft.com. We don’t run credit checks when qualifying you for an online cash advance.

Cash Overnight

Once your application has been reviewed and your loan approved, your money will be deposited into your account overnight.

Confidential & Secure

Our process is confidential and secure. We use Secure Socket Layer (SSL) technology to prevent unauthorized parties from viewing any personal information you transmit to us.

Payday Loan Qualifications

It’s easy to qualify for a payday loan with LoanToCoverDraft.com. To qualify, you must meet the following requirements:

• You must be at least 18 years of age
• You must be employed at your current job for at least 3 months
• You must have an active checking or savings account
• You must not have more than 2 NSF’s on your statement within the last month
• You must have a current phone number and valid email address

Get your cash advance in minutes!

Answers to Questions

What is a payday loan?
A payday loan is a short term loan used to cover unexpected expenses until your next payday.

Is it easy to apply for a payday loan?
Complete our easy, online payday loan application and get approved within minutes. Once your application has been verified and approved, your money will be electronically deposited into your active checking or savings account.

How do I qualify for a payday loan?
If you meet our payday loan requirements, you are automatically pre-approved for a payday loan. You must be at least 18 years of age and a US Citizen; Currently employed and make at least $1200 per month; and have an active checking account with direct deposit

When is my loan due?
Your loan is due on your next payday, which is typically seven to eighteen days from your loan origination date.

Can I have more than one payday loan at a time?
At this time, you may only have one payday loan at a time with LoantoCoverDraft.com.

How soon can I get my money?
Once your cash advance has been approved, money will be transferred to your account electronically in less than 24 hours.

Is my information secure?
We take your security very seriously. We use a variety of security methods to maintain your privacy. All sensitive information is transmitted via 128 bit Secure Socket Layer (SSL) encryption technology.

Can I repay my cash advance early?
You can pay off your loan early without any penalty.

Do I need to fax anything?